Down payment rules. Rental income math. Portfolio strategy. Handled by a broker who owns rentals herself.
Lenders count rent differently, and the same file can pass at one desk and fail at another. Files get placed with the lenders that count it in your favor.
From the second door onward, the order you buy in and where each mortgage sits changes what comes next. That structure gets planned ahead of the purchase.
A refinance, HELOC, or readvanceable mortgage on an existing home can fund the next purchase, generally up to 80% of its value.
