Pre-approval. Down payment rules. Incentives. Keys. Every step gets explained before it happens, then handled.
Minimums scale with price, and most first homes only need 5% down. That number gets confirmed against your real budget early.
The FHSA, the Home Buyers' Plan, the property transfer tax exemption: each gets reviewed against your file so nothing gets left on the table.
A single pre-approval gets shopped across top lenders, so an offer can be made with confidence instead of guesswork.
